Had a stone hit the CT windshield yesterday. Did a half inch horizontal crack at eye level on the drivers side. Had a company come out to the house and inject some kind of material in the damaged area. No improvement, the problem is when sunshine hits the area it flares up and distracts from the driving. Will contact my insurance company and see if they replace the windshield with that small of a crack. What a pain. Anyone have this type of a problem?
Almost every insurance company will pay 100% to have a rock chip repaired on your windshield. In the long run a repair is lot cheaper for your insurance company over replacement.
Talk to your insurance company claims department, NOT your agent, your insurance company claims department. They will advise you to go to a specific glass company who will bill the insurance company direct. Or they will advise you to have the repairs done, submit the rock chip repair receipt and they will cut you a draft for the repairs.
If the crack is distracting I would replace the windshield. But be aware, you will never get a New Genuine Honda windshield again. Not even the dealer can get you a New Genuine Honda windshield. You can tell when a windshield has been replaced; look at the bottom corner on the driver’s side, only factory glass will have the Honda emblem on it. The only Genuine Honda windshield you can get is a used one from the salvage yard, out of a totaled (which will probably have minor rock chips if the vehicle has 1K miles or more).
Personally I would contact the local glass companies and request a price for a customer pay windshield replacement. You will probably find the cost of the windshield replacement is going to be close to your deductible.
The dealer and body shops get their glass from a local glass company. If you pay close attention you will find the dealer and body shops do not install their own glass. They hire the local glass company to do it for the price the glass company quoted you, and then they mark it up 200 to 300 percent.